Senator Brian Dahle: ‘It’s crazy you can’t get fire insurance at a fire station in California’

Just when you thought the fire insurance crisis couldn’t possibly get any worse, District 1 Senator Brian Dahle ignited a fiery new perspective and an incendiary development yesterday in a state government proceeding in Sacramento. As the homeowner’s insurance crisis worsens in Lassen County and across the Golden State, District 1 Senator Brian Dahle revealed the state can’t even insure its own fire stations.


District 1 State Senator Brian Dahle.

“There’s a story here,” Dahle remarked in a video (click here to see a video of Dahle’s comment), “We can’t get fire insurance for a fire station manned by firefighters. That’s crazy.”

Lassen County District 5 Supervisor Jason Ingram.

Lassen County District 5 Supervisor Jason Ingram, who’s led the fight for affordable fire insurance in Lassen County and called on State Insurance Commissioner Ricardo Lara to do his job and find a solution, posted on his Facebook page, “I agree with Senator Dahle. This is just crazy!!!!”

“This is California insanity,” Ingram told Lassen News. “It infuriates me that the state can’t get insurance at a fire station.”

Ingram said he will continue his efforts to get relief for Lassen County residents.

TerriLynn Bejcek, left, and Lassen County District 5 Supervisor Jason Ingram pose beside a recently erected billboard on Highway 395 near Janesville. Ingram said he will not be satisfied until homeowners actually get lower rates.

In a hearing of Senate Budget Subcommittee 2 on Resources, Environmental Protection and Energy, the subcommittee delved into capital outlay projects aimed at modernizing the state’s deteriorating infrastructure used by firefighters and other emergency responders. A significant hurdle has emerged as insurers increasingly reject coverage for these multimillion-dollar projects, impeding their ability to secure financing from investors. This setback poses a serious challenge to California’s fire prevention efforts.

In cases where capital outlay projects fail to secure financing, the state is compelled to self-insure, pushing general fund costs higher. Dahle emphasized the urgent need for investment in these projects, highlighting the escalating costs of labor and materials in the state, exacerbated by Democratic policies.

“These projects will significantly enhance our fire response capabilities and mitigate the billions in losses witnessed in recent years,” Dahle continued. “Investing now is imperative, serving as the most effective insurance policy to safeguard California against future catastrophes.”

California Insurance Commissioner Ricardo Lara.

Dahle has been an outspoken advocate on the homeowners’ insurance crisis and has been driving initiatives to protect communities from devastating wildfires. During his legislative tenure, he has introduced several measures that would significantly help to mitigate disastrous wildfires, keep communities safer and prevent the homeowners’ insurance market from imploding.

2023: Dahle sent a letter to Insurance Commissioner Lara demanding action to address the homeowners’ insurance crisis.

2021:  Dahle helped secure $30 million in wildfire prevention grants for the district. That same year Senator Brian Dahle and Senator Mike McGuire introduced the Firefighters Procedural Bill of Rights Act, Senate Bill 206. The measure was signed into law providing minimum staffing levels ensuring that our first responders’ physical and mental health are a priority, freeing up resources to fight fires while reducing fire danger in our communities and forest lands.

2019:  Dahle called for an immediate Special Session of the Legislature to address public safety power shut-offs, homeowners insurance, and wildfires.

About Senator Brian Dahle
Senator Brian Dahle represents California’s 1st Senate District, which contains all or portions of 11 counties, including Lassen, Alpine, El Dorado, Modoc, Nevada, Placer, Plumas, Sacramento, Sierra, Siskiyou, and Shasta. Also serving deferred areas of Tehama, Butte, Colusa, and Glenn counties.